Fuliza Terms and Conditions (Key Highlights)

1. Eligibility & Activation

• Must be a registered M-PESA user with an active Safaricom line for at least 6 months.
• Opt-in via *234# and select Fuliza M-PESA to activate.
• Limits can be increased in the portal immediately after activation.

2. Facility Terms

• The facility must be repaid within 30 days of the first drawdown.
• Funds deposited into M-PESA are automatically used to repay Fuliza.
• Multiple use allowed as long as within allocated limit.

3. Fuliza Limits

• Limits assigned based on credits; reviewed every 3 months.
• Minimum and maximum limits depend on eligibility and usage.

4. Policy & Default

• Default occurs if facility remains unpaid for 30+ days.
• Access to service will be suspended; account may be listed with CRB.
• Safaricom may recover funds from linked M-Shwari or KCB M-PESA accounts.

5. Support

• Call 100 (Prepaid) or 234 (M-PESA support).
• Dial *234# to check limits, balances, or opt-out.